O*NET-SOC 13-2071.00

Credit Counselors

Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

Preparation

ItemValue
Preparation zoneZone 4 – Considerable preparation needed
What O*NET says the zone requiresConsiderable skill, knowledge, or experience is needed
Broad occupation in O*NETTrue (Yes)
Skills listed for this occupation6
Abilities listed for this occupation6
Tasks listed for this occupation5
Interest scores given for this occupation6

Skills

The 6 skills with the highest importance values in this occupation's records.

SkillO*NET elementImportanceDate
Speaking2.A.1.d4.008/2020
Active Listening2.A.1.b3.8808/2020
Reading Comprehension2.A.1.a3.8808/2020
Critical Thinking2.A.2.a3.7508/2020
Writing2.A.1.c3.7508/2020
Active Learning2.A.2.b3.6208/2020

The importance value is what each record itself carries on O*NET's importance scale; the date is the date in each record.

Abilities

The 6 abilities with the highest importance values in this occupation's records.

AbilityO*NET elementImportanceDate
Oral Expression1.A.1.a.34.1208/2020
Oral Comprehension1.A.1.a.14.008/2020
Written Comprehension1.A.1.a.23.8808/2020
Deductive Reasoning1.A.1.b.43.7508/2020
Inductive Reasoning1.A.1.b.53.7508/2020
Problem Sensitivity1.A.1.b.33.7508/2020

The importance value is what each record itself carries on O*NET's importance scale; the date is the date in each record.

Tasks

The tasks O*NET records for this occupation, with the type, respondent count and date each record carries.

TaskTypeIncumbents respondingDate
Calculate clients' available monthly income to meet debt obligations.Core2508/2020
Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.Core2508/2020
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.Core2508/2020
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.Core2508/2020
Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.Core2508/2020

Work interests

The interest scores O*NET gives this occupation, on the six interest types.

InterestScoreDate
Conventional5.4611/2023
Social4.8511/2023
Enterprising4.7311/2023
Investigative2.6211/2023
Artistic1.811/2023
Realistic1.011/2023

More occupations in preparation zone 4

Source: O*NET 29.1 Database (Occupation Data, Job Zones, Skills, Abilities, Task Statements, Interests), U.S. Department of Labor, Employment and Training Administration. Data fetched 2026-10-31. See about and sources.